INSURANCE

Our office accepts all PPO insurance.  Below is a list of insurance companies that our office is in-network with.  Our office does not accept HMO's, discount plans, Medicaid, or Medicare Plans.

Dr. O'Brien and Dr. Darling are committed to providing their patients with the best possible care.  We must emphasize that our relationship is with YOU and NOT your insurance company.  It is important that patients understand that the insurance is a contract between them and their insurance company.  We are not a party to that contract.

We do expect your copay at the time services are rendered.  Every insurance usually has some type of copay with the exception for regular dental cleanings and exams.

Patients will be responsible for any amount not paid by the insurance company.  Not all services are considered as covered benefits.  It is important that you know what services are covered by your policy. 

 List of PPO Dental Insurance our office is in-network with:

ASSURANT (DENTAL HEALTH ALLIANCE)

BLUE CROSS BLUE SHIELD OF ILLINOIS (INCLUDING FEP-FEDERAL EMPLOYEE PROGRAM)

BLUE CROSS BLUE SHIELD OF NEW MEXICO

BLUE CROSS BLUE SHIELD OF OKLAHOMA

BLUE CROSS BLUE SHIELD OF TEXAS

CIGNA

COMPBENEFITS (EXCLUDING CITY OF CHICAGO, CTA, & FEDERAL EMPLOYEES)

DEARBORN NATIONAL

DELTA DENTAL PREMIER (ALL STATES)

DELTA DENTAL PPO (ALL STATES)

DENTAL BENEFIT PROVIDERS

DENTAL HEALTH ALLIANCE

DENTAL NETWORK OF AMERICA

GUARDIAN (DENTAL GUARD--ALL STATES)

HUMANA (EXCLUDING CITY OF CHICAGO, CTA, & FEDERAL EMPLOYEE PROGRAM)

METLIFE

PRINCIPAL FINANCIAL GROUP

UNICARE PPO

UNICARE PPO 100

UNICARE PPO 200

UNICARE PPO 300

UNITED HEALTHCARE